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Topic: Hiring a Contractor

kdornansmith

Thu, 09/21/2006 - 5:00am

Hiring a Contractor

My partner and I would like to hire someone (from "Hire-a-Husband") to do several small projects in our home (i.e., interior painting, installing a railing on our front stairs, tiling a bathroom, etc.). However, he does not have liability insurance. Although most of the projects are rather easy, how can we protect ourselves if he were to damage the house or get injured while on the job? Is there a waiver of some sort we should have him sign? We do have homeowners insurance, but filing a claim would be our last resort. Any input would be appreciated!

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Hiring a Contractor

jmcndc writes:

Thu, 09/21/2006 - 5:01am

Hi Kady,
I just read about this great new service. Not sure if it is nationwide or not. My husband checked it out and said it was worth trying out for our flooring project...

www.urbanreferrals.com

Let me know how it works out! I'd love to compare notes...

Hiring a Contractor

ELawler writes:

Tue, 10/28/2008 - 7:52am

According to their website Urban Referrals services The District of Columbia,Montgomery County Maryland, Northern Virginia, and Denver Colorado. It is a free service with a network of pre-screened home improvement contractors. The website is www.urbanreferrals.com. I have used their service and was extremely pleased with both the customer service and the contractors referred.

I would never hire a

Fidget1479 writes:

Mon, 03/05/2007 - 12:54pm

I would never hire a contractor without liability insurance. The legit contractors probably charge more to do the work, but that's because they have a lot more overhead such as insurance and workers' comp. It's worth it to pay a little extra for the work than having to pay thousands after something goes wrong.

Always ask...

Heidi writes:

Mon, 03/05/2007 - 6:21pm

I completely agree with the idea of making sure they have insurance and worker's comp. We've heard way too many stories of women who have ended up wishing they would have. It may take a bit of time to verify but it's always worth it.

Hiring a Contractor

paulupa123 writes:

Thu, 10/30/2008 - 7:57pm

If you use an unlicensed/uninsured contractor you expose yourself to all kinds of liabilty issues. Including medical bills, faulty or substandard work ect...ect...ect... I'm a life long professional and occasionally do a side job for very cheap compared to hiring a contractor. I also won't do anything that's materials and labor over $600. It's not worth it to the home owner and it's not worth it to me. Way to much liabilty for way to little money. Plus anyone that would do this kind of work without a license may not be able to obtain one. They probably aren't bondable for felonious or credit reasons. It'd make me suspicious at the very least.