Fuses...get rid of them. The only place they belong in a home are for protecting motors, like at the furnace. If you have a fused panel, consider an upgrade. Most insurance companies will want this changed before they will insure a house. The problem is overloading, people over the years just add more and more to each circuit and then when the breaker blows they just put in a large one, which can cause all kinds of problems.

Find a qualified electrician in your area and have him/her install a breaker panel. It's a big job for a DIY job